Does homeowners insurance go up if you have a dog

Owning a specific breed can raise your homeowners insurance premium.According to the iii, a homeowners insurance policy might cover up to $100,000 to $300,000 in damages for personal liability.Dogs are the most common household pets and among the most risky from an insurer's point of view.Some insurance companies offer liability coverage specifically for injuries caused by your dog.But if the damage is caused by certain dog breeds, like a pit bull, you may not be covered.Protect yourself with an umbrella policy.

They could cancel your homeowners insurance policy if you have a restricted breed from the homeowners insurance dog list or if you lie about the type of dog you have or its biting history.Homeowners insurance will cover the cost of medical and legal expenses if your dog injures someone or damages their property.Different insurers may have a slightly different risk assessment process.If you own a dog breed that is included on the list above or is restricted by an insurance company, it can have an impact on your homeowners insurance policy.Because they are covering dog bite injury expenses in the policy.Dog bites are likely covered on your policy.